基于SFA的我国上市商业银行成本效率分析

Cost-Efficiency of Listed Commercial Banks in ChinaBased on the Analysis of SFA

(辽宁石油化工大学经济管理学院,辽宁抚顺113001)

School of Economics ＆ Management，Liaoning Shihua University，Fushun Liaoning 113001，China

关键词: 上市商业银行, 成本效率, 随机前沿分析, 柯布-道格拉斯函数, 面板数据

Cost-efficiency is a key factor affecting comprehensive competitive ability of commercial banks. The stochastic frontier analysis method was used combining with the CobbDouglas function to estimate the costefficiency value of 16 listed commercial banks of our country in 2005-2013, and then to the panel data which were obtained by the horizontal longitudinal analysis. The results showed that the cost-efficiency was affected by factors such as size and configuration, the level of cost-efficiency of city commercial banks, national joint-stock commercial banks and state-owned commercial banks was reducing. Thus suggested that large commercial banks needed to learn the experience of efficient management from the small and medium-sized commercial banks in such aspects as manpower, configuration and technology, at the same time, the small and medium-sized commercial banks should also learn the experience of scale expansion and accumulation of strength from the big commercial banks. Banks should foster strengths and circumvent weaknesses in order to further improve cost efficiency and achieve better and faster new growth.

10.3969/j.issn.1672-6952.2016.04.017